Bike Shop Insurance & Manufacturer Insurance
Let our 35+ years of bicycle shop insurance, including e-bikes and rentals, and bicycle manufacturer liability insurance protect your niche in the industry. We deliver a fantastic policy and first-class customer service. Call us today or come see us at the North American Handmade Bicycle Show or at Interbike.
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HOME, JEWELRY and COLLECTIBLESYour life is full. You’ve worked hard to be where you are. You earned a beautiful home, have your dream car, outdoor toys, and perhaps a vacation property and rental house or two. It’s a lot of responsibility. Enjoy your accomplishments, while you leave the insurance to us. We analyze your needs, investigate the insurance marketplace for the most appropriate solutions, and aggressively negotiation for the best rates. So, take a stroll on the beach, or relax in the hammock at sunset. Your trust and comfort are our goal and priority. We commit to professionally manage your personal insurance portfolio. Your home is likely your most valuable asset, both financially and emotionally. Your insurance should be designed with your tolerance for loss in mind. Perhaps your spectacular home is filled with every amenity dreamed of, with breathtaking views, unique structuring, multiple outdoor rooms, 10 car garaging, and lake access. Are you on the coastline of Malibu, the golf course at North Ranch or Lake Sherwood, or tucked away in a massive Montana lodge, enjoying snowmobiling in the winter and fishing all summer? Are you living the Ohana life in Maui, or in a more iconic house in Topanga Canyon? Surround yourself in comfort, and call us to properly secure the coverage you need for all you have. ISU Westlake is a privately owned Independent insurance agency, with access to 200 insurance companies for all kinds of insurance coverage, thus we can do the “shopping” for you, without paying us a broker fee. We encourage you to allow us to package your automobiles with your home insurance plus a personal umbrella policy. This provides you a more favorable cost, and avoids gaps in coverage. We are particularly educated in accessing preferred rates from the best of underwriters for: -Luxury/High Value Homes -Older Constructions -Beach and Coastal Properties -Brush, Canyon, Mountain Fire Areas -Vacation Homes -High Profile Owners -Consider insuring your valuable jewelry, art, antiques, and collectibles. Home insurance can include: -Earthquake -Flood -High Liability Limits Call Lynn Koff, our in-house agent with ISU Westlake today. She enjoys closely working with each and every client as she secures personal insurance coverage for your own particular needs. ISU Westlake is licensed in every state in the US, with 45 years of insurance knowledge.
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HOME INSURANCE within EXCLUSIVE COMMUNITIESExclusive communities offer impressive estates, boasting architectural refinement and luxury lifestyle. Most higher value homes also seek jewelry insurance, fine art insurance and insurance for particularly valuable items. At the home owners request, we often provide high liability and umbrella insurance. Our clients are also seeking insurance for electric bicycles, personal transporters, and insurance for collectibles. As an example of our crafted policies, Lake Sherwood home insurance requires a particular grade of coverage not found on standard policies. Home insurance for North Ranch properties is often found with underwriters able to accept fire hazard brush insurance exposures on a policy designed for high value home insurance. Topanga Canyon home insurance involves insurance for high fire areas, often difficult to find. Rental insurance and vacation home insurance policies are also available for your investment properties. These properties can require high value home insurance, often with earthquake insurance, and flood insurance, and demand a competitive insurance rate.Yes! To add a picture follow these simple steps
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AUTOMOBILE and MOTORCYCLEYou’ve worked hard to be where you are. You earned a beautiful home, have your dream car, outdoor toys, and perhaps a vacation property and rental house or two. It’s a lot of responsibility. Enjoy your accomplishments, while you leave the insurance to us. We analyze your needs, investigate the insurance marketplace for the most appropriate solutions, and aggressively negotiation for the best rates. So, take a stroll on the beach, or relax in the hammock at sunset. Your trust and comfort are our goal and priority. We commit to professionally manage your personal insurance portfolio. Your vehicles may include exotic high end sports cars, a luxury SUV or mom’s taxi. Whether the value of your car or motorcycle is lavish or economical, loss from accident or theft will have an immediate impact on your family. Repairs take time, and a total loss requires quick shopping for a replacement. Your lifestyle demands a responsive insurance company with decades of experience and a high level or protection. ISU Westlake is an independent insurance broker, contracted with many A.M. Best “A” rated insurance companies nationwide. We expertly negotiate with underwriters to shop your insurance for the best price. Of course, we do not charge you a broker fee. Our in-house agents have many years of expertise and take time to understand the coverage you require, and select the carrier that best suits your needs. Are you a high profile individual or have an affluent business in your community? You are likely a target for large lawsuits - whether the fault is your or not. You need higher liability limits to protect your assets and you need it at a low cost. ISU Westlake is the expert you can trust. Do you have high value cars? Do you need insurance for teenagers with tickets and accidents? Is your insurance company canceling you for some reason? Did you recently obtain a motorcycle license? Are other agents having difficulty finding you quality insurance for a reasonable cost? We can obtain insurance for sports cars, insurance for teenagers, insurance for drivers with tickets, high value luxury car insurance, custom motorcycle insurance, and much more. Call one of our expert professional agents to do the work for you. We’ll shop with many insurance companies and provide you our best rates. Of course, we do not charge you a broker fee, AND we are licensed in EVERY STATE in the U.S.! Let our 30-plus years of personal insurance Industry partnership protect you and your family. We deliver a fantastic personal insurance package with first class customer service. Call us today, and talk directly with an agent specifically designed for you! Our reputation is stellar and our service is spectacular! Your insurance policy is designed to cover loss or damage to those possessions you have earned, as well as protection for liabilities you may be exposed to from them.
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UMBRELLA/EXCESS LIABILITYYou’ve done well, and worked hard to earn all that you have. Now that your possessions are insured, and your basic liability coverage is in place, do you have enough coverage in event you are sued? High net individuals and those with a high profile are targets for much higher liability settlements. We take your basic liability insurance for your home, vehicles, rentals properties, vacation home, yacht, and outdoor toys, and just add another layer of $1 to $20 million more. This will help you sleep worry-free at night. Tell us what you need and we will negotiate with the marketplace for you. If you have a superior insurance record, you certainly deserve the most ambitious pricing for your insurance, as well. ISU Insurance Services of Westlake will be proactive in providing the level of protection you need. We are licensed in EVERY STATE in the US, and of course, we do not charge you a broker fee. Make your insurance process stress-free. Call one of our expert professional agents today.
Our Experts
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Call us for E-bike Insurance and all your Bike Rental and Tour Insurance needs!
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Endorsed by the National Bicycle Component Manufacturer's Association.
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We spent years negotiating nationwide bicycle shop liability insurance programs to find a generous combination of coverage and low rates even if you've had previous claims. Bike manufacturer insurance (or importer) can cover everything including liability for bicycle components.
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We love this business! Few, if any, carriers are truly passionate about the bicycle industry and for 35+ years we have been insuring bicycle companies. Fun fact, one of our initial clients was Yeti Cycles who introduced us to titanium years ago at their first shop.
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Invited Speaker at NAHBS.
Join us again at the annual North American Handmade Bicycle Show! -
Visit us this year at Interbike!
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Some bicycle manufacturer clients started in a garage, and are now worth millions and we still provide their bike shop insurance. Business recommendations constantly provide us new customers.
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We offer bike shop, rental, and manufacturer insurance for every aspect of the bicycle industry. Every process, component, and related liability, from manufacturing to assembly, from concept to bike fitting; we have insurance that makes the most sense.
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Also call us for electric bike shop insurance, beer bike insurance, and pedal pubs!
Tina Morgan
Bicycle Manufacturer Specialist
We are a proud member of the National Bicycle Dealers Association
We are a proud member of the Hawaii Bicycling League
We are a proud member of the People for Bikes
Policy
Over the decades we have developed multiple bicycle and e-bike insurance programs which allow us to give you the best coverage and rates in every State.
Call or e-mail us today for the best E-Bike Insurance and Bike Rental & Tour Insurance.
Broker
Our passion for 35+ years has been the bicycle industry and you will find us at bike conventions, often guest speaking. We know the industry very well and are recommended by major manufacturers.
Specialties
Rental, Tours, & Sales
Product Liability
Workers Comp.
Vehicles
Ocean Cargo
Cyber Liability
Directors and Officers
Employer Protective Liability